FINANCING SOLUTIONS
Explore the Right Finance Option for You
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Unsecured Business Loans: Need funding without offering collateral? Unsecured business loans provide quick access to capital, often backed by a personal guarantee.
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Secured Business Loans: Leverage business or personal assets to secure lower interest rates and larger loan amounts. Includes Fixed-Term Loans, Interest-Only Loans, and Secured Lines of Credit.
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Asset Finance: Spread the cost of acquiring essential business assets with Hire Purchase, Finance Leasing, and Asset Refinancing. Preserve cash flow while accessing equipment, vehicles, or IT infrastructure.
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Property Finance: ​Need funding for property purchases, renovations, or developments? We offer Bridging Loans, Development Finance, Commercial Mortgages, and Portfolio Buy-to-Let (BTL) solutions.
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Trade Finance: Reduce risk in international trade, manage cash flow efficiently, and improve operational efficiency. We offer solutions such as Purchase Order Finance, Letters of Credit, and Supply Chain Finance to help businesses trade securely.
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Invoice Finance: Access working capital by converting unpaid invoices into immediate cash. Whether through Invoice Factoring, Invoice Discounting, or Spot Factoring, we help businesses improve liquidity and reduce payment delays.
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Merchant Cash Advance: Ideal for businesses with strong card payment volumes. Repay flexibly based on a percentage of daily card sales, making it a great fit for retail, hospitality, and service businesses.
Tailored Approach for Maximum Success
We simplify the funding process to ensure you secure the best financial product for your needs. Our approach begins with a thorough assessment of your financial position, funding requirements, and business goals. With access to over 100 lending partners, we identify the most competitive and suitable financing options tailored to your situation. Once we present the best loan or credit facility options—outlining interest rates, repayment terms, and eligibility requirements—you can proceed with confidence. Upon approval, funds are swiftly disbursed into your account, allowing you to focus on growing your business.
Commercial financing solutions are offered by Spark Finance Limited, which acts as a broker rather than a lender. The company’s registered office is located at 18 John Stow House, London, England, EC3A 7JB, with a company registration number of 10128297. Spark Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN 958123).
Please download the RDTCC Debt Products Brochure PDF
